Taxpayer Advance Loans

Attract More Clients With Ease

Enroll Now

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TAXPAYER ADVANCE LOANS

With our fast approval process, a client could walk out of your office with needed funds for bills and other expenses on the same day you file their return3. Our NO-COST Taxpayer Advance Loan1 options get high marks for their cost efficiency and convenience.

Here’s a handy tool for you to use in your office

2022 Refund Advance Loan Calculator

Advances Between
$250 and $6,000

Your clients get the money they need now with a Taxpayer Advance Loan.

 

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No-Cost Taxpayer
Refund Advance Loans

loans of $250, $500, & $1,000

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Interest-Bearing Taxpayer
Refund Advance Loans

36% APR on loans between
$1,250 to $6,000

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Pre-Acknowledgement Taxpayer Refund Advance Loans

Available Jan. 2

For more information on marketing fees, pre-acknowledgment taxpayer refund advance loans, and in-season taxpayer refund advance loans go to:

Tax FAQ  

We Put the Ease

In Taxpayer Advances

Stay competitive with tax offices in your market with a Taxpayer Advance Loan.

High approval rates

Originated more than $1 billion in taxpayer advances

Simple application process

Same-day disbursement for eligible clients2

No in-season ERO marketing fees

On a FasterMoney® Discover® Prepaid Card5

Pre-Acknowledgement fee applies2

$29.95 in-season ERO marketing fee4 

 On a check printed from your office 

Get the Simple Advantage

Take Your Business to the Next Level

Consistently Priced Refund Transfers

Easy Software Integration

Generous ERO Incentives

 Bilingual Customer Support

TAKING ON THE
UPCOMING TAX SEASON

Watch how you can help your taxpayers and retain their business for next season.

LEARN MORE

Simple yet powerful
Tax preparer tools for
Independent tax business

Here’s how we help independent tax professionals have the smoothest tax season ever!

Enroll Now

1. The Refund Transfer is an optional tax refund-related product offered by Pathward, N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.

2.The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, or $1,000, 25%, 50%, or 75% of your expected tax refund from $250 – $6,000. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 29 day term, total amount payable in a single payment is $2,571.51 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

3. Certain Refund Advance Loans are available at no cost to tax preparers and taxpayers and Pre-Acknowledgement Loans (approved prior to IRS Acknowledgement) have a $75 Marketing Fee.

4. A marketing fee of $29.95 applies for every approved In-Season advance with a refund transfer or loans without a refund transfer. $0 marketing fees require use of the FasterMoney® Discover® Prepaid Card for disbursement.

5. The FasterMoney® Discover® Prepaid Card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Discover Network. Discover and the Discover acceptance mark are service marks used by Pathward, Member FDIC, under license from Discover Financial Services.