Loyalty Program
REWARD CUSTOMERS FOR REPEAT BUSINESS WITH
THE PRE-SEASON TAXPAYER LOYALTY Program1
What better way to show your customers you appreciate them than putting some money back into their pockets? The Pre-Season Taxpayer Loyalty Card Program is easy-to-use and a great way to thank them for their business with the FasterMoney®2 Prepaid Card.
Program Benefits
• Load up to $500 in $25 increments
• Thank your customers for their business and provide an easy way to receive their refund
• Funds are available right away
• Best used to show appreciation, retain, and thank your customers
• Your customers can deposit cash, checks or their payroll/benefits and continue to use the card year round
• Use the card nationwide, everywhere Discover® is accepted
The perks of offering
The Refund Transfer³ & Advance Loan4 Card Program
Reduce your paper use and get your customers tax refund UP TO TWO DAYS FASTER5 this tax season! Customers can have their refund and/or their refund advance loan loaded directly to a FasterMoney card. Save yourself and your customers time and a trip back to your office. The funds are FDIC insured and both the card and funds can be replaced if lost or stolen through the Discover Zero Liability Protection6.
Benefits for your tax office
• Avoid ERO Marketing fees7 by offering taxpayer advance loans on the prepaid card – the cost to you, the preparer, is $0 in season
• Your customer’s refund advance and tax refund are loaded directly to their card
• Customers can enroll in text8 and email alerts to be notified when funds are loaded to their card
• Customer can get their funds up to two days faster when they choose the FasterMoney card
CUSTOMER BENEFITS
• Know when funds load when they sign up for text and email alerts
• Your customers can track purchases, load and setup text and emails alerts, and simply manage their card by downloading our user-friendly MetaWallet app8
• Load checks via mobile phone8
• Get free direct deposit or load cash at thousands of locations
• Use the card worldwide, everywhere Discover cards are accepted
• Access no fee9 ATMs by making one additional non-tax load or receive a Refund Advance loan load on the card. Withdraw money without any fees at over 24,000 MoneyPass ATMs nationwide
Please reach out to our customer support team for any card program details
1.The Pre-Season Taxpayer Loyalty Program is not a loan to your clients. No fees may be charged to your clients for this program. You are responsible for any applicable lending requirements in your state.
2. The FasterMoney® Discover® Prepaid Card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Discover Network. Discover and the Discover acceptance mark are service marks used by MetaBank, Member FDIC, under license from Discover Financial Services.
3. The Refund Transfer is an optional tax refund-related product offered by MetaBank, N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.
4. The Refund Advance is an optional tax-refund related loan provided by MetaBank, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund from $250 – $6,000. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 29-day term, total amount payable in a single payment is $2,571.51 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.
5. For each out-of-network ATM withdrawal, FasterMoney charges a $2.50 fee. Plus, the ATM owner may charge a fee.
6. Under Discover rules, your liability for unauthorized transactions that take place on the Discover Network is Zero dollars ($0) if you notify us within two (2) business days and you are not grossly negligent or fraudulent in the handling of your Card. This reduced liability does not apply if you have reported more than two unauthorized events in the last 12 months or if you derived benefit from the unauthorized use of the card. In addition, if you directly gave permission or implied that a person had the right to use your Card, that use is not unauthorized, even if the person exceeded the scope of your permission.
7. Pre-Acknowledgement Loans (approved prior to IRS Acknowledgement) have a $75 Marketing Fee.
8. Third-party data rates may apply.
9. While this feature is available for free, certain other transaction fees and cost terms, and conditions are associated with the use of this card. See cardholder agreement for more details.